Data-driven investing tools
Invest with evidence, not intuition
Simulate strategies and multi-asset portfolios over decades of monthly data — 50+ years of history to stress-test full economic cycles before you invest.
01
Portfolio Backtester
Simulate strategies, indices, and multi-asset portfolios over decades of monthly data. Compare scenarios, measure risk, and refine allocation before investing a euro.
- Performance, CAGR, volatility, and Sharpe on custom periods
- Country, currency, and companies: see your whole portfolio’s true exposure in the Composition tab
- Drawdown, correlation, efficient frontier, and risk analytics
- Custom benchmarks, DCA/lump sum, rebalancing, and fees
- Multi-portfolio comparison and Monte Carlo simulation
CAGR
8.1%
Volatility
8.4%
Max DD
−30%
Sharpe
0.73
Performance vs benchmark · 1970–2026 · monthly
60% VWCE · 40% Euro Gov 1-3
Portfolio exposure
Country
Currency
Top holdings
- France (Republic Of) 0.75%3.9%
- France (Republic Of) 2.75%2.8%
- NVIDIA2.7%
- Other90.2%
02
Live Tracker
Connect your real portfolio: import transactions, monitor returns and allocation, check price coverage, and send holdings to the backtester in one click.
- CSV import or manual buy/sell entry
- Current allocation, returns, and risk statistics
- EOD price coverage and missing-asset alerts
- Export to backtester for deeper historical analysis
Valore
€124.5k
YTD
+6.2%
Asset
12
Sync
Oggi
Composizione attuale
Andamento patrimonio
03
FIRE Calculator
Project your path to financial independence with Monte Carlo simulations, inflation, taxes, pension, and Italian mortality tables.
- Success probability across thousands of stochastic scenarios
- Custom cash flows, expenses, and pre/post-FIRE goals
- State pension integration and expected portfolio returns
- Visual wealth timeline to your target age
Età FIRE
45
Successo
87%
Obiettivo
€850k
Anni
16
Monte Carlo · patrimonio netto
Alpha AI
Alpha AI — learning guide, not advice
Alpha AI
Ask about metrics, charts, and concepts — educational only, not advice
Illustrative example — demo conversation
Hi! I’m Alpha. Ask me about backtests, ETFs, FIRE, and how to use Backtes.to. I won’t tell you what to buy or sell.
What does Sharpe 0.7 mean in my backtest?
Sharpe 0.7 indicates moderate risk-adjusted return over the analyzed period. It is not a verdict on what to buy — only a way to compare strategies.
Why was drawdown so high in 2022?
The 2022 drawdown was driven mainly by equity allocation and correlation among growth assets. Want me to explain how to read the matrix?
Alpha AI is educational and recreational only: it does not provide financial, legal, or tax advice, or tell you what to buy or sell.
Our AI assistant helps you understand metrics, charts, and investing concepts as you use Backtes.to. Built for learning, clarity, and self-improvement — not to replace your own judgment.
- Explains backtest results, drawdown, correlation, and FIRE simulations in plain language
- Tool guidance: learn to read the data and ask better questions
- Self-education support: go deeper on ETFs, portfolios, and long-term planning
Alpha AI is educational and recreational only: it does not provide financial, legal, or tax advice, or tell you what to buy or sell.